Logansport Financial (OTCMKTS:LOGN – Get Rating) and Provident Financial Services (NYSE:PFS – Get Rating) are both small cap finance companies, but which is the better company? We will compare the two companies based on the strength of their profitability, institutional ownership, analyst recommendations, risk, dividends, earnings and valuation.
Logansport Financial pays an annual dividend of $1.60 per share and has a dividend yield of 3.6%. Provident Financial Services pays an annual dividend of $0.96 per share and has a dividend yield of 4.4%. Logansport Financial distributes 32.0% of its earnings as a dividend. Provident Financial Services distributes 44.9% of its profits as a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings over the next few years. Provident Financial Services has increased its dividend for 1 consecutive year. Provident Financial Services is clearly the best dividend stock, given its higher yield and longer track record of dividend growth.
This is a breakdown of recent ratings and target prices for Logansport Financial and Provident Financial Services, as reported by MarketBeat.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|Logansport Financial||0||0||0||0||N / A|
|Pension financial services||0||0||1||0||3.00|
Risk and Volatility
Logansport Financial has a beta of 0.29, indicating that its stock price is 71% less volatile than the S&P 500. In comparison, Provident Financial Services has a beta of 0.91, indicating that its stock price is its stock is 9% less volatile than the S&P 500.
This table compares the net margins, return on equity and return on assets of Logansport Financial and Provident Financial Services.
|Net margins||Return on equity||return on assets|
|Logansport Financial||29.91%||N / A||N / A|
|Pension financial services||33.46%||9.79%||1.21%|
Benefits and evaluation
This table compares the revenue, earnings per share, and valuation of Logansport Financial and Provident Financial Services.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|Logansport Financial||$10.79 million||2.54||$3.21 million||$5.00||9.00|
|Pension financial services||$489.15 million||3.34||$167.92 million||$2.14||10.13|
Provident Financial Services has higher revenue and profit than Logansport Financial. Logansport Financial trades at a lower price-to-earnings ratio than Provident Financial Services, indicating that it is currently the more affordable of the two stocks.
Insider and Institutional Ownership
63.8% of Provident Financial Services shares are held by institutional investors. 17.4% of Logansport Financial’s stock is held by company insiders. By comparison, 4.3% of Provident Financial Services stock is held by insiders of the company. Strong institutional ownership indicates that large fund managers, endowments, and hedge funds believe a stock is poised for long-term growth.
Provident Financial Services beats Logansport Financial on 12 out of 15 factors compared between the two stocks.
About Logansport Financial (Get a rating)
Logansport Financial Corp. is the holding company of Logansport Savings Bank which provides various personal and business banking products and services in Cass County, Indiana. The Company’s personal banking products and services include checking accounts, rite accounts, NOW accounts, savings accounts, health savings accounts, certificates of deposit and individual retirement accounts; mortgages, home equity lines of credit, home improvement, construction, commercial buildings, farm, consumer, education, and auto loans, as well as loans for single and multi-family homes; and overdraft, and internet and mobile banking. It also provides business and commercial checking accounts, commercial savings/certificate of deposit accounts, money market accounts and certificates, commercial swipe accounts, ACH debit/credit capabilities, electronic payment systems. federal tax, remote banking and merchant card services, wire transfers, coin services. , night deposit bags and remote deposit banking services. In addition, the company offers revolving or seasonal lines of credit, term loans for equipment, commercial real estate mortgages for expansion or acquisition, commercial letters of credit and secured loans, as well as agricultural. Logansport Financial Corp. was founded in 1925 and is based in Logansport, Indiana.
About pension financial services (Get a rating)
Provident Financial Services, Inc. operates as a bank holding company for Provident Bank which provides various personal, family and business banking products and services in the United States. The Company’s deposit products include savings, checks, interest-bearing checks, money market deposits and certificates of deposit accounts, as well as IRA products. Its loan portfolio includes commercial real estate loans secured by properties, such as multi-family apartment buildings, office buildings, and commercial and industrial properties; commercial business loans; fixed and adjustable rate mortgages secured by one to four family residential properties; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, marine loans, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. The Company also offers cash management, remote deposit capture, payroll issuance, escrow account management, and online and mobile banking; and business credit cards. In addition, it provides wealth management services including investment management, trust and estate administration, financial planning, tax compliance and planning, and private banking. Additionally, the company sells insurance and investment products, including annuities; operates as a real estate investment trust for the acquisition of mortgages and other real estate-related assets; and manages and sells real estate acquired by foreclosure. As of December 31, 2021, it operated 96 full-service branches in northern and central New Jersey, as well as Pennsylvania and New York counties. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.
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